Only entrants who are U.S. citizens, 18 years of age or older, and have student loans are eligible to receive the giveaway prize. Our primary requirement is that the winner have a student loan in their name (being a cosigner is ok, too) and that the loan servicer be a recognized provider, FDIC insured bank, or other reputable lending source. If dear Aunt Patty gave you some money to put towards tuition, unfortunately, we will not be able to reimburse her. Take a look at our official rules for the full details.